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Of Counsel

James B. Lonergan


JB Lonergan focuses his practice in the areas of real estate, banking and financial institutions, business legal services, corporate and transactional law, and mediation.

Experienced representing both lenders and borrowers for over 30 years, JB has been responsible for documenting all aspects of asset based lending and real estate finance, acquisitions, workouts, foreclosures and leasing. JB’s practice includes drafting and reviewing all types of contractual documentation and advising his clients regarding their related rights and responsibilities.

JB has authored papers and lectured on numerous continuing legal education topics, including:

  • Residential Real Estate Contracts
  • Handling the Issues in a Problem Real Estate Investment
  • Preparation of the Agreement for Acquisition of Income Producing Real Estate
  • Commercial Loan Documentation.

JB served as President and CEO of Pender & Coward from 1995 to 2000.

Represented multiple banks and credit unions in all phases of lending on credits into million dollar range.

Represented borrowers in all aspects of financial transactions from negotiating loan commitments through closing.

Represented numerous lenders in complex loan workouts and foreclosures and deeds in lieu of foreclosure.

Represented buyers and sellers in thousands of residential purchases, sales and refinances.

  • Virginia State Bar Real Property Section, Board of Governors, former Chairman
  • Virginia State Bar Second District Ethics Committee, former member
  • Virginia Beach Bar Association

AV® Rated, Martindale-Hubbell® Peer Review Ratings™

Best Lawyers in America, Real Estate Law and Banking and Finance Law, 2018-2021

Virginia Super Lawyers, 2008–2012

Virginia‘s Legal Elite, Real Estate & Land Use, 2013–2020

Coastal Virginia's Top Lawyers, Real Estate/Legacy, 2016-2021

  • Central Business District Association, Board of Directors
  • Catholic Charities of Eastern Virginia, Inc., Board of Directors
  • Tidewater Automobile Association of Virginia, Inc., Board of Directors and former Chairman
  • Virginia Beach Education Foundation, Board of Directors
James B. Lonergan Of Counsel Pender & Coward, P.C. Office: (757) 490-6281 Mobile: Fax: (757) 502-7365